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Denied Life Insurance? Here Are Your Next 3 Steps

Oct 29, 2015 (1) comment

It’s tough to learn that the life insurance company you applied to will not be offering you coverage, especially if you were fully expecting a yes!

You may fall into the “impaired risk market,” which means you have something in your background that makes you a higher risk for dying prematurely—think things like diabetes, obesity, a previous cancer diagnosis or even a history of DUIs.

While many applicants with this type of history understand they’re up against a hurdle or two, it’s not any easier to be denied life insurance coverage. But, often times, it doesn’t mean the hunt for an approval is over.

There may still be options, which include applying to a more suitable company or applying for a different policy type.

Comment (1)

Mr WordPress 29th Oct 2015 14:53:09 pm

Hi, this is a comment.
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