Own Damage Cover

Any loss or damage caused to the vehicle as a result of natural and manmade calamities.

Natural Calamities – Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.

Manmade Calamities –Burglary, theft, riot, strike, malicious act, accident by external means, any damage in transit by road, rail, inland waterway, lift, elevator or air.

Third party legal liability

Protects against legal liability arising due to accidental damages, any permanent injury/ death of a person and/or any damage caused to the property.

Personal accident cover

The motor insurance provides compulsory personal accident cover of Rs. 50,000 for individual owner driver of the vehicle insured while traveling in, mounting or dismounting from the vehicle. You can also opt for a personal accident cover for other passengers in the vehicle.