Product Liability

Product Liability Insurance policy indemnifies the manufacturer, distributor, wholesaler, and retailer against third party bodily injury/ property damage liability arising out of the use or consumption of product manufactured, sold, handled, distributed or disposed of by you. Defence Cost incurred by the Client with consent of the Insurer is also covered under the policy.

Public Liability

Public Liability Insurance policy covers third party liabilities (Bodily Injury / Property Damage) arising out of the premises occupied by the Insured and legal costs incurred in connection therewith. The policy can be extended to cover legal expenses arising out of Sudden and Accidental Pollution, Act of God Perils, Transportation of Hazardous Substances, Carriage of treated effluents etc.

Industrial All Risk

IAR Insurance Policy provides cover against Material Damage and Business Interruption for Industrial Units having sum insured of more than INR 100 crores. This policy provides cover against all risks/ perils other than those which are excluded in the Policy.

IAR policy comprises of 2 sections:
  • Material Damage
  • Machinery Breakdown
  • Fire Loss of Profits (FLOP)
  • Machinery Loss of Profits (MLOP)