Employee Benefits

Health Insurance (Mediclaim)

Health Insurance covers hospitalization expenses for Illness/Diseases/Injury.

Expenses covered under the policy are:
  • Cost of treatment ,which includes room rent, nursing expenses, medical practitioner’s charges, medicines, blood, oxygen, anesthesia, diagnostic and pathological tests, operation theater charges, chemotherapy, dialysis, pacemaker, artificial limits etc, fix amount of ambulance charges to cure from the disease.
  • 30 days Pre Hospitalization & 60 days Post Hospitalization expenses Over all expense limits are capped as per policy conditions. For complete details, please click on this link:

Accident Insurance (Personal Accident)

Personal Accident Insurance provides following benefits:
  • Policy sum insured in case of Accidental Death.
  • Permanent Partial Disability (PPD) – as per disability percentage.
  • Permanent Total Disability (PTD) – as per disability percentage.
  • Temporary Total Disability (TTD) – weekly benefits for being on leave due to accident.
  • For complete details, please click on this link:

Travel Insurance

Travel Insurance policy covers:
  • Covers medical expenses both as inpatient as well as outpatient while in a foreign country.
  • It provides for Medical Repatriation to India.
  • Cashless settlement is provided through Overseas Services Provider.
  • Personal Accident Cover due to death of Insured in a foreign country.
  • Loss of Checked Baggage.
  • Delay of Checked Baggage.
  • Loss of Passport.
  • Personal Liability.
  • Hijack Cover.
  • Trip Cancellation.
  • Missed Departure Up to the specific limits mentioned in the said policy.
  • For complete details, please click on this link: